Lenders are required by The Fair Credit Reporting Act, which is Federal Law to tell you in writing when you've been turned down for credit. Also, two important pieces of information must be included in the letter you receive when you are denied credit:

The specific reasons why you were denied credit (or information on how to obtain those reasons); and

If a credit report was used in making that decision, the name and address of the credit reporting agency that supplied it.

It's not the end of the world. We have experience in credit disputing on behalf of our clients. What we have learned is by just challenging some issues on your credit directly with the bureau you may be in a position to see your score increase as much as 100 points! Today, your credit scores determine whether or not you can get a student loan, your interest rate when you buy a house, buy a new car, or in some cases the rate of your insurance premiums! If you haven't reviewed your credit report lately maybe you should. You can follow the link we have posted from annualcreditreport.com* and request copies of your personal report.

Do not hesitate! Call for a no cost consultation today.

*712 Group Inc is in no way affiliated with annualcreditreport.com. This link was posted as a convenience to our clients only.